关于保险的英语对话阅读

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　　关于保险的英语对话1

　　A: I’ve just take out an insurance policy. Are you insured?

　　B: yes, I am. I have life insurance and my home and its contents are also insured.

　　A; I took out a life insurance policy and make my wife beneficiary.

　　B: that’s a good idea. You are a fireman and it can be a dangerous job.

　　A: I need to make sure that my wife will be financially secure if I die.

　　B; I can terminate my life insurance policy when I retire and use the money as a pension.

　　A; that’s one of the conditions of my policy too. It covers you if you die before you retire and when you retire.

　　B; did you have to take a medical before you could take out the policy?

　　B: yes, I did. It was one of the conditions of the insurance policy. The insurance company need to assess the risk.

　　关于保险的英语对话2

　　A: good morning. I’d like to ask some questions about your insurance policies.

　　B: of course. Please sit down. How many I help you?

　　A; I bought a house recently and would like to insure it and its content.

　　B: I see. Here’s a pamphlet about our home insurance policy. We’ve named our policy ”umbrella”. May I ask how much you paid for your home and where you live? These are the two main thing that decide how much your premiums are.

　　A: I understand. I live in the Oakfield area and paid $100,000 for my home.

　　B: let me just check that on my computer. Oaksfield is a low risk area, so your premiums will probably be around $100 a month. The other thing to take into account is deductibles.

　　A: in this pamphlet it says that the minimum amount for deductibles is $2000. what does that mean exactly?

　　B: it means That the first $2000 of any claim you make must be paid by you. The insurance policy covers any amount above that, up to the agreed limit.

　　A: oh, I see. That’s fine. What is the advantage of having higher deductibles?

　　B; If you have higher deductibles, your premium are lower, because you will pay more of the claim and we will pay less.

　　A: it seems that I should do some calculations before deciding. I presume that the insurance period can be for as long as we aggress.

　　B: we initially sign one-year policies with our policyholders. These are renewable after the first year.

　　A; if I have a claim, how long does it take to make a settlement? I’ve heard that with some insurance companies, it can take monthes.

　　B; that is of great concern to out clients. We aim to satisfy all claims within a month, but we can’t guarantee that

　　关于保险的英语对话3

　　(A： Miss Zhao， a secretary of the Shanghai Construction Project Company; B： a clerk with Insurance Company)

　　A： I want to have our new project insured.

　　B： Fine. What kind of risks do you want covered?

　　A： All risk insurance.

　　B： OK， what's the name of the project or title of the contract?

　　A： The contract is entitled“Contract for the Construction of Heping Bridge Project”。

　　B： Could you tell me the names and addresses of the owner， contractors， subcontractors and consulting engineer?

　　A： Here is the list of their names and addresses.

　　B： Where's the location of the contract site?

　　A： The bridge is located in the west of the city.

　　B： How long are the construction and maintenance periods?

　　A： The contract requires that the construction be completed within 28 months， plus one year maintenance.

　　B： I suppose you should have both the permanent and temporary works insured.

　　A： Yes， we also hope to have all of our construction machinery insured as well.

　　B： Please let me have the prices of all the equipment.

　　A： Certainly. I'll give you the prices later.

　　B： In addition， can you also provide us with documents relating to the site conditions?

　　A： You mean meteorological， geological， and subsoil conditions?

　　B： Yes.

　　A： OK. I'll have them prepared and sent to you. Incidentally， may I first have the blank application forms?

　　B： Sure. Here they are. Please take them to your insurance broker and I think he should be able to help you with the decisions.

　　A： Thank you. I'll be back in a few days.

　　
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